Lifestyle Wealth Creation
Working to your individual goals, Colin assists in building building financial security so that you can have the lifestyle you want in the future. While investing your money might seem like a complicated process, Colin is there to guide you through solid advice and planning.
Whether you are saving for your child's education, a comfortable retirement or looking to buy that dream home, a good financial plan helps bring these dreams closer to reality.
Lifestyle Retirement Planning
An effective retirement plan is often overlooked by many. It is never too early to start planning and putting money away to ensure that you have a comfortable and stress-free lifestyle in your later years.
Colin will give you a comprehensive road-map and will re-evaluate where you are at regular intervals so that any adjustments can be made as necessary.
This includes the following:
- Retirement Annuities
- Living Annuities
- Life Annuities
- Linked Investments
- Unit Trusts
Lifestyle Risk Assurance
Life can be unpredictable. Fortunately there are measures that can be taken to ensure that events such as illness, disability and death do not drastically affect the future financial stability of yourself and your loved ones.
This includes the following:
- Life cover - Term / Whole Life
- Dread Disease / Severe Illness cover
- Capital Disability cover
- Income Disability Protection / Replacement
Business Assurance
If you are a business owner, you can put measures in place to protect the future of the business should anything happen to not only yourself, but your business partners and other key people.
This is one of Colin's specialist areas and he can advise on the best way to structure your business assurance taking the company's needs into consideration as well as the potential tax implications involved. As important as the funding of Business Assurance is the legal requirements in terms of documented agreements. These agreements are done in association with his strategic alliances.
This includes the following:
- Buy & Sell Insurance
- Keyperson Assurance
- Contingent Liability Assurance
Lifestyle Estate Planning , Wills and Trusts
As well as the above, Estate Planning looks at the following:
- Making a plan in advance so that you can determine who receives your assets should you die.
- Guardianship for your children.
- Minimize taxes, Estate Duties and unnecessary legal fees.
- This should be an ongoing process as circumstances change during one's lifetime, to allow for adjustments to be made as required.
- Making sure that a set plan is in place to reduce the stress on your loved ones.
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